Microsoft's Buy Now, Pay Later integration in Edge is highly controversial

[harlan4096]

Microsoft announced a new addition to the company's Microsoft Edge web browser in mid-November. Available only in Insider Builds of Edge at the time, the feature was rolled out in Edge 96 Stable recently.Microsoft decided to add support for a Buy Now, Pay Later service, provided by ZIP, into Edge. Services such as Zip or Afterpay offer so-called Buy Now, Pay Later (BNPL) services. Shoppers may use them to get items that they buy right away and pay for these items in installments over time.

Microsoft partnered with Zip and Edge users may use the Zip service when they make purchases between $35 and $1000 in the browser, even if the shopping site does not support it.

Edge's integrated BNPL is limited to paying back the owed money in 4 installments over 6 weeks.

Microsoft notes that the integration improves the application process.
 

Applying BNPL could take time, you need to sign in with zip every single time. With BNPL in Edge, you can simply link your Microsoft account with your zip account with one click and then bypass sign in from Zip side. It can expedite the application process for you.

What Microsoft fails to reveal in the announcement is that Zip is only available in certain regions. According to the homepage, Zip is available in the United States, United Kingdom, Australia, New Zealand, Canada and Mexico.
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